BillKaro
Now with AI Billing Copilot — draft invoices in seconds

GST billing that feels effortless
for retailers.

BillKaro is the AI-powered GST billing, invoicing and inventory platform built for Indian small businesses. Automate the boring parts, stay compliant by default, and get paid faster.

  • Free forever plan
  • GSTR-1 & GSTR-3B ready
  • No card required
BillKaro · Dashboard
Revenue
₹ 24,80,120
+18.2%
Outstanding
₹ 3,42,000
−12%
GST payable
₹ 1,10,540
This quarter
Cashflow · last 30 days
Kumbh Textiles
INV-1284
₹ 82,300
Paid
Nova D2C
INV-1283
₹ 1,44,900
Due
Meraki Studio
INV-1282
₹ 24,000
Paid
Patel Hardware
INV-1281
₹ 9,850
Overdue
0+
Invoices generated daily
0%
Average faster payment collection
0.99%
Uptime across the last 12 months
Trusted by growing Indian businesses
Kumbh TextilesNova D2CSharma KiranaMeraki StudioPatel HardwareKochi ThreadsBharat BazaarIndus RoastersZephyr StudioRangoli RetailKumbh TextilesNova D2CSharma KiranaMeraki StudioPatel HardwareKochi ThreadsBharat BazaarIndus RoastersZephyr StudioRangoli Retail
Everything you need

One platform for the whole billing loop

From the first estimate to reconciled GST returns — BillKaro replaces the six tools you're duct-taping today.

AI Billing Copilot

Type a line in plain English and BillKaro drafts the invoice — HSN, tax split, and totals inferred instantly.

GST-compliant by default

CGST, SGST, IGST split with correct HSN/SAC codes. Export GSTR-1 and GSTR-3B in a single click.

Invoice automation

Recurring invoices, auto-reminders, and one-tap WhatsApp/email delivery with payment links.

Customer management

Ledger, credit terms, statements and dispute notes for every buyer — all in one contact.

Inventory tracking

Stock by SKU, batch and warehouse, with low-stock alerts and margin analytics.

Live reports

Cashflow, receivables, top SKUs and tax liability updated in real time on your dashboard.

Integrations

Razorpay, PayU, Cashfree, Tally, Zoho, Shopify and Google Sheets — connect in a click.

Bank-grade security

256-bit encryption at rest and in transit, RBAC, audit logs and role-scoped access.

Why BillKaro

Built for how Indian businesses actually run

Rupee-first, GST-native, offline-capable — and fast enough to bill during peak counter hours.

Built for India

GSTIN validation, HSN lookup, TDS, TCS and e-invoice ready. Rupee-first everywhere.

Made for SMBs

Retailers, freelancers, wholesalers and D2C brands — one plan grows with you.

Paid faster

Embedded UPI + card + netbanking payment links reduce DSO by an average of 34%.

Works offline

Draft on the road, sync when back online. No lost sales at the counter.

AI Billing Copilot

Type a sentence. Get an invoice.

Describe the sale in plain English or Hindi. Copilot picks the right HSN, tax split, customer, and rounds off — you review and send.

  • Bilingual input — English and Hindi
  • Auto HSN/SAC lookup with confidence score
  • Suggests the right customer from your ledger
  • Learns your line items over time
Copilot
2 kg basmati rice for Sharma Kirana, 18% GST
CustomerSharma Kirana Mart
ItemBasmati rice · HSN 1006
Qty × rate2 kg × ₹120
CGST 9% + SGST 9%₹ 43.20
Total₹ 283.20
GST Compliance

GSTR-ready by default

Every invoice you create is GSTR-compliant. Export GSTR-1 and GSTR-3B in one click, or push directly to the portal on Scale.

  • CGST / SGST / IGST split — automatic
  • E-invoice with IRN + QR
  • E-way bill in one click
  • GSTR-1 / GSTR-3B JSON export
GSTR-1 · July 2026
Ready
B2B invoices
142
B2C invoices
318
Credit notes
6
Total tax
₹ 1,10,540
Invoice Automation

Send once. Get paid on time.

Recurring invoices, gentle reminders and one-tap UPI + card payment links reduce your DSO by an average of 34%.

  • Schedule recurring invoices
  • Auto-reminders on Day 3, 7 and 14
  • Payment links via WhatsApp and email
  • Beautiful, branded PDF
INV-1284
Kumbh Textiles
Cotton sarees · HSN 6109120 × ₹640
CGST 9%₹ 6,912
SGST 9%₹ 6,912
Total₹ 90,624
Customer management

Every buyer, one file.

Ledger, credit terms, statements and dispute notes — everything about a customer lives on their card.

  • Full ledger + statement PDF
  • Credit terms + limits
  • Notes + attached documents
  • Bulk import from CSV or Tally
INV-1284
Kumbh Textiles
Cotton sarees · HSN 6109120 × ₹640
CGST 9%₹ 6,912
SGST 9%₹ 6,912
Total₹ 90,624
Inventory

Stock that stays honest

Track by SKU, batch and warehouse with margin analytics and low-stock alerts you can actually trust.

  • SKU + batch tracking
  • Multi-warehouse support
  • Low-stock alerts
  • Margin analytics
INV-1284
Kumbh Textiles
Cotton sarees · HSN 6109120 × ₹640
CGST 9%₹ 6,912
SGST 9%₹ 6,912
Total₹ 90,624
Reports & Dashboard

The numbers that matter, live

A dashboard your accountant respects and your CEO checks every morning.

  • Cashflow + receivables
  • Top SKUs and customers
  • GST liability forecast
  • Export to Excel / Tally
INV-1284
Kumbh Textiles
Cotton sarees · HSN 6109120 × ₹640
CGST 9%₹ 6,912
SGST 9%₹ 6,912
Total₹ 90,624
Integrations

Plug into the tools you already use

Payments, accounting, storefront and messaging — all connected in a click.

Razorpay
PayU
Cashfree
Tally
Zoho Books
Shopify
WooCommerce
Google Sheets
WhatsApp Business
Gmail
Slack
Stripe
Security

Your data is safer here than on your desktop

AES-256 at rest, TLS 1.3 in transit, role-scoped access and audit logs on every action.

Encryption
AES-256 at rest and TLS 1.3 in transit for every request.
Access control
Granular roles, per-branch scopes, and MFA for every account.
Audit trail
Every invoice, edit and export is logged and immutable.
Pricing

Fair pricing that scales with you

Start free forever. Upgrade when your invoices outgrow it.

Starter
Free

For solo founders and freelancers.

Start free
  • Up to 50 invoices / month
  • GST-compliant templates
  • Payment links (UPI + cards)
  • 1 user seat
  • Community support
Most popular
Growth
₹4,990/yr

For growing shops and small teams.

Start trial
  • Unlimited invoices
  • AI Billing Copilot
  • Recurring invoices + reminders
  • GSTR-1 / GSTR-3B exports
  • Inventory + 3 warehouses
  • 5 user seats
  • Priority email support
Scale
₹14,990/yr

For multi-branch SMBs and D2C brands.

Start trial
  • Everything in Growth
  • E-invoice + e-way bill
  • Custom roles + audit logs
  • API access & webhooks
  • Unlimited seats & warehouses
  • Dedicated success manager
Loved by teams

Businesses ship smarter with BillKaro

We switched from spreadsheets to BillKaro in a weekend. Invoices go out in seconds and reconciliation is finally boring — in a good way.
AR
Ananya Rao
Founder, Kumbh Textiles
The GST filing exports alone saved us two days a month. The AI Copilot drafts invoices faster than our billing clerk.
RS
Rohit Sharma
CFO, Sharma Kirana Mart
Beautiful invoices, automatic reminders, and clients pay by UPI in one tap. It just feels premium.
PM
Priya Menon
Freelance Designer, Kochi
Inventory across three warehouses used to be a nightmare. Live stock and margin reports changed how we plan procurement.
VS
Vikram Shah
COO, Nova D2C
The polish is incredible. It's the first billing tool that doesn't look like it was built in 2012.
KI
Kavya Iyer
Founder, Meraki Studio
The offline mode saved us during a network outage — we billed all day and it synced perfectly overnight.
AP
Arjun Patel
Owner, Patel Hardware
Questions

Frequently asked

Ready to make billing effortless?

Start free in 60 seconds. No credit card, no setup call — just clean, GST-compliant invoices.