BillKaro

Privacy Policy

Effective 2026-07-13

This privacy policy applies to the BillKaro app for mobile devices and web browsers, together with any related services operated by Pallav Burnwal (collectively, the "Application"). Pallav Burnwal is hereby referred to as the "Service Provider".

Information collection and use

The Application collects information when you download and use it. This information may include:

  • Your device's Internet Protocol address
  • The pages of the Application that you visit, the time and date of your visit, and time spent on those pages
  • The time spent on the Application
  • Your operating system

Cookies and tracking technologies

The Application or its third-party SDKs may use cookies, SDKs, pixels, and similar technologies to support functionality, analytics, or service delivery. Where required by applicable law, the Service Provider will obtain consent before using non-essential tracking technologies.

Location information

The Application collects your device's location to provide location-based features, improve the Application, and support related services.

  • Geolocation services: the Service Provider may use location data to provide location-based features or content.
  • Analytics and improvements: aggregated location data may help the Service Provider understand usage patterns and improve performance.
  • Third-party services: location data may be shared with third-party services used to support Application functionality, subject to this privacy policy and applicable law.

Your rights

You may request access to, correction of, or deletion of your personal data held by the Service Provider. To exercise these rights, or to withdraw consent where processing is based on consent, contact the Service Provider at founder.eve.ai@gmail.com.

Your California privacy rights (CCPA / CPRA)

If you are a California resident, you have the right to know what personal information is collected, the right to delete personal information, the right to opt out of the sale or sharing of personal information, and the right to non-discrimination for exercising these rights. To exercise your CCPA/CPRA rights, contact the Service Provider at founder.eve.ai@gmail.com.

Artificial intelligence

The Application uses Artificial Intelligence (AI) technologies to enhance user experience and provide certain features. The AI components may process user data to deliver personalized content, recommendations, or automated functionalities. All AI processing is performed in accordance with this privacy policy and applicable laws.

The Service Provider may use the information you provide to send important information, required notices, and, where permitted by law, marketing communications.

For a better experience while using the Application, the Service Provider may require you to provide certain personally identifiable information, including but not limited to Full Name, Email Address, Phone Number, Business Name, GSTIN, PAN (if collected), Business Address, Billing Address, Customer Names, Customer Email Addresses, Customer Phone Numbers, and Invoice data. The information the Service Provider requests will be retained and used as described in this privacy policy.

Third-party access

Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways described in this privacy statement.

International data transfers

The Service Provider or its third-party service providers may transfer personal data to countries outside your country of residence, including outside the European Economic Area (EEA). Where applicable law requires safeguards for international transfers, the Service Provider will use appropriate mechanisms:

  • Standard Contractual Clauses (SCCs) approved by the European Commission
  • Adequacy decisions or other legally recognized transfer mechanisms
  • Your consent, where required and legally permitted

Data protection laws in other countries may differ from those in your jurisdiction. The Application uses third-party services that have their own privacy policies:

The Service Provider may disclose User Provided and Automatically Collected Information: as required by law, such as to comply with a subpoena, or similar legal process; when they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; and with their trusted service providers who work on their behalf and have agreed to adhere to the rules set forth in this privacy statement.

Opt-out rights

You can stop further collection of information from your device by uninstalling the Application or ceasing to use the website. Uninstalling or ceasing use will not automatically delete information that has already been transmitted. To request deletion of your personal data or to withdraw consent, contact the Service Provider at founder.eve.ai@gmail.com.

Data retention

  • User-provided data: retained for the duration of your use of the Application plus 12 months, unless longer retention is required by law.
  • Automatically collected data: retained for up to 24 months from collection, unless longer retention is required for legal compliance.
  • Aggregated and anonymized data: retained indefinitely, as it no longer identifies you.
  • Data required for legal compliance: retained as long as required by applicable law.

Data deletion

You can request deletion of your personal data or account by contacting the Service Provider at founder.eve.ai@gmail.com. Upon verification of your identity, the Service Provider will delete your personal data from its systems, except where retention is required for legal compliance or legitimate business purposes.

Children

The Application is not intended for children under 16 years of age, or such higher age as required by applicable law. The Service Provider does not knowingly solicit data from children or market the Application to them. If the Service Provider discovers that a child has provided personal information, it will delete this from their servers.

Security

The Service Provider provides physical, electronic, and procedural safeguards to protect information processed and maintained.

Data breach notification

If a data breach affects your personal data, the Service Provider will notify you in accordance with applicable legal requirements.

Changes

The Service Provider may update this Privacy Policy from time to time and will notify you of material changes by posting the updated Privacy Policy with an effective date.

Your consent

Where processing is based on consent, you provide that consent by affirmatively opting in to the relevant feature or action. You may withdraw consent at any time without affecting processing carried out before withdrawal.

Contact us

If you have any questions regarding privacy while using the Application, contact the Service Provider via email at founder.eve.ai@gmail.com.